Confident contractor on construction site
Fractional CFO for Trades and Contractors

Know Your Numbers.
Keep Your Money.

A structured financial system built for trades businesses doing $1M and up. Fixed monthly pricing. Defined deliverables. No hourly billing. No surprises.

$1M+
Built for trades businesses at this revenue level and above
3
Clear tiers. Fixed monthly pricing. You always know what you're getting
CPA
Led by a licensed CPA with real business finance experience

You're Busy. The Money Should Be There. But It's Not.

Most trades owners are great at the work. The financial side is a different story. If any of these hit home, you're not alone.

"Revenue is up but I never seem to have cash in the bank."

"I don't actually know which jobs are making money and which ones aren't."

"My accountant only calls at tax time. That's not enough."

"I'm pricing jobs on gut feel. I don't know if my margins are right."

"We're growing but I have no idea where the money's actually going."

"Payroll hits and I'm scrambling every single time."

"

Most trades businesses don't have a revenue problem. They have a visibility problem. You can't fix what you can't see.

Kyle Soutar, CPA, CMA — Founder, Blue Collar CFO
Know The Difference

What Is A CFO, Actually?

Most trades businesses are paying for bookkeeping and calling it financial management.

Bookkeeper
Accountant
Controller
CFO
Most trades businesses are stuck here
The upgrade
Bookkeeper
Accountant
Controller
CFO
Blue Collar CFO
Records What Happened
Data entry & transaction recording
Bank reconciliations
Accounts payable & receivable
Basic payroll processing
Looks backward only
Reports What Happened
Financial statement prep
Tax filing & compliance
Year-end reporting
Historical analysis
Looks backward only
Manages the Process
Oversees accounting team
Month-end close process
Internal controls & accuracy
Budget vs. actuals tracking
Mostly backward-looking
Drives What Happens Next
Cash flow forecasting & planning
Job costing & margin analysis
Pricing & profitability strategy
Owner compensation planning
Growth & exit planning
Forward-looking decisions
Your books are clean.
But do you know where your money is going?
Blue Collar CFO gives you
CFO-level insight — without the CFO salary.

Simple. Structured.
Delivered Every Month.

01

Discovery Call

We get on a call, talk through your business, and figure out which tier makes sense. No sales pressure. No commitment required. Just a straight conversation about your numbers.

02

Onboarding and Setup

We get access to your books, clean up what needs cleaning, set up your KPI dashboard, and build the reporting structure your business needs going forward.

03

Monthly Delivery

Every month you get your reports, your cash flow summary, your margin analysis, and a call with your CFO. Same deliverables. Same process. Every single month.

Built for the People Who Build Everything

If you work with your hands and run a business, this is for you.

Construction worker on site
General Contracting
Electrician working on switchboard
Electrical
Plumber installing pipe fittings
Plumbing
Roofer working on roof
Roofing
HVAC technician on site
HVAC and Mechanical
Excavator digging foundation on open land
Excavation
Concrete worker on the job
Concrete
Landscaping worker mowing lawn
Landscaping
Wooden house frame under construction
Framing
Worker installing hardwood flooring
Flooring

Fixed Pricing.
Clear Deliverables.

Pick the tier that fits where your business is at right now. You can move up as you grow.

Essential

$1,499
per month
  • Monthly financial reporting
  • High-level bookkeeping review
  • Cash flow summary
  • KPI dashboard built for trades
  • 30-minute monthly review call
Get Started

Executive

$9,899
per month
  • Everything in Professional
  • Full CFO advisory support
  • Owner compensation strategy
  • Annual budget and targets
  • Growth and exit planning support
  • 60-minute monthly operational and tactical review call
  • 60-minute monthly financial review call
  • Unlimited email support
Get Started

Built Different.
On Purpose.

We Speak Trades

No finance jargon. No corporate decks. We talk about job margins, labour efficiency, and cash flow the way a trades owner actually thinks about it.

Fixed Monthly Pricing

You know exactly what you pay and exactly what you get. No hourly billing, no scope creep, no surprise invoices at the end of the month.

CPA-Led

You get a licensed CPA with real business finance experience. Not a bookkeeper working from a template, not a junior analyst learning on the job.

Structured, Not Custom

Standardized systems mean consistent delivery every month. Same quality whether you're client 5 or client 100. No reinventing the wheel.

Who This Is Built For

Trades and contractor businesses in Canada and the US with $1M or more in annual revenue

HVAC
Plumbing
Electrical
Roofing
General Contracting
Landscaping
Excavation
Mechanical
Concrete
Framing
Drywall
Flooring

Built by Someone Who
Knows Business.

Blue Collar CFO is brought to you by Kyle Soutar, CPA, CMA, founder of Soutar Capital, Ottawa's fractional CFO firm for growth-minded businesses. Kyle has started over a dozen companies, sold multiple businesses, and spent his career helping owners build companies that actually make money.

Blue Collar CFO exists because trades and contractor businesses deserve the same financial firepower as any other industry, without the corporate price tag.

40 Under 40 Award Winner
Fastest Growing Company in Ottawa — 3 Years Running
12+ Companies Started
Multiple Successful Business Exits
Kyle Soutar, CPA, CMA — Founder, Blue Collar CFO
Founder Kyle Soutar, CPA, CMA

Results That Show Up
in the Numbers

★★★★★
For the first time I actually know which jobs are worth taking and which ones I've been losing money on for years. That alone paid for this ten times over.
Mike T. HVAC Business Owner, Ontario
★★★★★
I used to dread payroll week. Now I have a 13-week cash forecast and I can actually plan. My stress level is down and my margins are up.
Dave R. General Contractor, Alberta
★★★★★
Kyle doesn't talk like an accountant. He talks like someone who understands what it actually takes to run a trades business. That's the whole difference.
Jason P. Electrical Contractor, BC

Stop Guessing.
Start Knowing.

Book Your Free Call

Let's Talk About Your Numbers

Tell us a bit about your business and we'll set up a free 30-minute call. No pitch. No pressure. Just a real conversation about where your finances are at and what's possible.

Free 30-minute discovery call
No obligation, no commitment
Serving trades businesses across Canada and the US